Did you miss the deadline? So you can still get out of the contract in December

special right of termination

Did you miss the November deadline? Drivers can still change their car insurance in December

Change your car insurance also in December

Car insurance can also be terminated in December, if you have a special right of termination.


Change of car insurance until 30.11. possible for everyone

Attention vehicle owners! In principle, car insurance policies can be canceled from January 1. Given that the notice period is one month, the cancellation of the insurance must be received by the insurer before November 30. Otherwise, the auto insurance is automatically extended for one year. Exception: There is a special right of termination. Then you can also change in December.

Reading tip: The best car lease deals at RTL!

The special right of termination also applies to hidden premium increases

Insurance notifications with quotes for the following year are usually not sent to clients until the end of November. Anyone who hasn’t yet considered a change in insurer should at least take a closer look at their insurance notice. Because if the car insurer has increased the premium, the car owner has a special right of rescission.

Vehicle owners can also cancel their car insurance after the November 30 change date if the previous insurer increases the premium. “After receiving the premium bill, consumers always have a special one-month right of rescission if the insurance premium increases through no fault of their own,” says Dr. Tobias Stuber, managing director of auto insurance at the CHECK24 comparison portal.

The special right of rescission also applies to hidden premium increases, i.e. if the vehicle’s annual premium is not reduced by the amount the consumer would be entitled to, for example due to an upgraded class with no claims.

Find new auto insurance and switch easily

Do you want to change your car insurance? Then the comparison begins! If you change insurance, you can save up to 850 euros. RTL explains step by step how to find the most attractive insurance coverage.

  1. Open the comparison portal of your choice and enter your data in the insurance calculator. Your information is transmitted in encrypted form. Tip: If you want to do something else in between, pause your input.
  2. Once your data has been entered and transferred, you can now compare the results at your leisure and choose the best offer.
  3. Once you have made your decision, take out car insurance online with just one click.
  4. If you change vehicles, you will immediately receive an email containing the electronic insurance confirmation (eVB number).
  5. A few days later you will receive your insurance contract by mail. Verivox will automatically handle the termination of the old provider contract for you.

» Go to comparison portal: Change car insurance at Check24 *

Change car insurance: the most important information

  • Save up to 850 euros per year
  • Please note the deadline for your cancellation
  • Consider extended insurance coverage such as letter of protection or marten protection
  • If necessary, make use of the special right of withdrawal

» On offer: change car insurance at Verivox *

Comparing providers pays off when changing car insurance

There are many comparison portals to switch car insurance. They all have their advantages and disadvantages. Make sure the providers are reputable and have a certain reputation. Providers like Check24 * and Verivox * invest heavily in their algorithms to offer the best deals to users. Although there are also certain differences here, if you bet on one of the best dogs, you are not wrong.

*We use affiliate links in this post. If you purchase a product through these links, we receive a commission from the seller. There are no additional costs to you. Where and when to buy a product is of course up to you.


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