In this district of Berlin you pay the most expensive car insurance in Germany! – BZ Berlin

In no other major city do drivers have to pay as much for their car insurance as in the capital! And nowhere else do contributions fluctuate as much as here! There is 14 percent between Neukölln and Schmöckwitz!

By Boris Dombrowski and Christian Lohse

This is shown by a Check24 analysis of Berlin’s 19 postcode areas exclusively for the BZ In Berlin you have to pay an average of at least 461 euros per year for an everyday car like the Golf VII, 36 euros more than in the second most expensive metropolis, Hamburg.

However, it is only 461 euros in the area of ​​postcode 12527, the quiet area of ​​Schmöckwitz/Grünau/Karolinenhof with only 359 inhabitants per square kilometer. Because depending on the postal code, you have to pay up to 14 percent (64 euros) more in Berlin despite the same fare features!

► The interactive map provides an overview of all districts.

That is, in 12043 (Neukölln, including Karl-Marx-Strasse, 19,020 inhabitants/sq km), the most expensive car insurance patch of all major German cities!

Erkan Dökmez (35), self-employed from Charlottenburg, pays around 1,100 euros a year for comprehensive insurance on his BMW 320: “Where there are many accidents, it can cost more.  But unfortunately, sensible drivers are also punished with high premiums.
Erkan Dökmez (35), self-employed from Charlottenburg, pays around 1,100 euros a year for comprehensive insurance on his BMW 320: “Where there are many accidents, it can cost more. But unfortunately, sensible drivers are also punished with high premiums.” (Photo: christian lohse)

Here you pay an average of 525 euros for the Golf VII. And that’s a whopping 54 euros more than in Hamburg. In each case, the average vehicle insurance premium of a single user (without points, SF 10) was compared with a VW Golf VII (1.4 TSI) and 12,000 km/year of mileage.

The graph clearly shows: the closer to the center, the more expensive. Reason: more traffic equals more accidents. There are also significantly fewer parking spaces in the city than in the suburbs.

Mehmet B. (58), a construction worker from Neukölln, pays around 1,080 euros/year for car insurance on his Mercedes Sprinter: “I find it very unfair.  I have been driving accident free for 40 years and that should be rewarded instead of punished!
Mehmet B. (58), a construction worker from Neukölln, pays around 1,080 euros/year for car insurance on his Mercedes Sprinter: “I find it very unfair. I have been driving without accidents for 40 years and that should be rewarded instead of punished!” (Photo: christian lohse)

Therefore: “Anyone who lives in Grünau or Schmöckwitz is lucky enough to pay less for car insurance,” says Check24’s head of car insurance Dr. Rainer Klipp (40) about the BZ, because: ” Insurers estimate that the risk of accidents, vandalism or theft in the outskirts of Berlin is significantly lower than, for example, in Gesundbrunnen or Neukölln.”

    (Photo: )

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