Mini-jobbers: Check insurance and exemptions

The limit rises to 520 euros
Mini-jobbers: Check insurance and exemptions

With the increase in the mini-job limit on October 1, the framework conditions for health and company insurance are changing for low-income workers. A temporary regulation aims to make life easier for those affected.

Starting October 1, the mini-job limit will increase from €450 to €520. Employees who previously earned between 450.01 and 520 euros would lose their insured status with the change, announced the mini employment center. To ensure that this does not happen, a transitional rule will apply until December 31, 2023, which grants those affected the right to stay.

In principle, those employees remained subject to compulsory health, long-term care and unemployment insurance. At their own request, they could be exempted from compulsory insurance, if necessary, only from individual branches of insurance. However, this also eliminated benefit claims, the mini job center further announced.

Therefore, anyone who wants to be released should seek advice on the pros and cons beforehand. The health insurance company is responsible for medical and long-term care insurance, and the Employment Agency is responsible for unemployment insurance. The exemption request is then submitted to the employer. If you apply before January 2, 2023, you will receive a retrospective exemption beginning October 1, 2022.

Income Limit for Family Insurance Increases

With the increase in the mini-job limit, the income limit for family insurance also increases. For employees who qualify for family insurance from October due to the increase, the obligation to have health insurance, and thus also nursing care insurance, automatically ends, according to Minijob-Zentrale. Those affected are then legally insured through family insurance with their health insurance company.

Virtually nothing will change in pension insurance

In the pension insurance system, no transitory regulation is required to protect the status quo, because mini-jobs are also subject to pension insurance. However, employees can request to be exempted from this obligation. As a result, an employee no longer has to pay his own pension insurance contribution, but employers continue to pay the lump sum contribution, the mini-employment center reports.

© dpa-infocom, dpa:220905-99-641590/3


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