Missouri: Infected With HPV During Car Sex: Auto Insurance Has To Pay Over $5 Million

This crazy story can only come from the United States. A woman received $5.2 million in damages from her husband’s auto insurance company for contracting an STD in her partner’s car.

Missouri – The Missouri woman successfully argued in court that her partner carelessly with the human papillomavirus (HPV) infected and therefore her insurance had to pay for her “injuries and damages”. He “contributed to her contracting HPV by not taking proper precautions and failing to communicate and/or disclose her diagnosis.” This comes from the files, as reported by cnn.com.

The woman, known only as MO in court documents, had sought compensation for “medical expenses” and “past and future mental and physical pain.” However, the insurance company did not want to pay: a multi-million US dollar settlement offer was not received. A judge of an arbitral tribunal quantified the reasonable amount of compensation then to 5.2 million dollars.

the man knew about the diagnosis

“The insured should have disclosed his diagnosis to MO prior to the sexual activity, but did not do so,” the arbitrator said. Consequently, the man knew that he had a positive HPV smear test for throat cancer. However, in late 2017 he had unprotected sex with the victim in his car. the The “sexual activities in the (insured) car” would have “directly caused or contributed” to the woman becoming infected.

The auto insurer Geico appealed against the award amount determined by the arbitration court, claiming that the court “failed to give the company a reasonable opportunity to defend its interests”. However, the Missouri appeals court has now declared the sum admissible and the insurance company could have defended its interests if it had protected its insured.

Elon Musk reacts on Twitter

The verdict provoked a wave of reactions on the Internet. Tech billionaire Elon Musk blasted: “Crazy damage claims like this are a big reason auto insurance costs so much,” he wrote on Twitter. “It should be possible to sue law firms that are seeking crazy lawsuits for damages.”

Easily transmissible human papillomavirus (HPV) infections are among the most common sexually transmitted diseases worldwide. Some types of HPV are responsible for the development of genital warts on the skin or in the genital area, while others, in rare cases, lead to certain types of cancer, such as cervical cancer or anal cancer.

There is a vaccine against common strains of HPV. The Permanent Committee on Vaccination (STIKO) of the Robert Koch Institute recommends vaccinating boys and girls between 9 and 14 years of age.


Image of the list of rubrics: © pixabay

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