Relaunch: Basler improves liability insurance – financial news at Cash.Online

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The ball in the windowpane: a case of personal responsibility.

Basler has completely revised its liability insurance offering and will offer new rates with a total of more than 50 enhancements from August 2022. Rates have been consistently developed with a view to changing customer needs.

With the start of the new generation of rates, civil liability insurance offers more than 30 improvements in the service at an attractive price level. Among other things, the sum insured in the Environment rate has been increased to 15 million euros. Thanks to condition and total difference coverage included at no charge, customers who switch to Basler benefit from better services from the issuance of the insurance policy, promises Basler. The innovation guarantee, which is also included at no additional cost, ensures that the service promise is always up to date in the event of a claim.


Baloise Insurance promotes sustainable behavior. The sum insured in the maximum rate of Ambiente is up to 50 million euros. Here the use of pedelecs or e-bikes without registration, the charging of third-party vehicles in your own wall box and the operation of systems with renewable energies are guaranteed. Civil liability is also insured for damages that occur on the Internet up to ten million euros. The sum insured for private construction projects has been increased to EUR 300,000 and numerous sub-limits and most deductibles have been removed.

The All-in+ module scores with a new value compensation of up to 5,000 euros. The discount savior for car insurance now also offers the replacement of an SFR loss in the comprehensive insurance and the damage caused by a passenger opening the car door is also up to 10,000 euros with an excess (SB 150 EUR) also insured.

In addition, the sums insured for owners of dogs and horses have been improved, and insolvency coverage has been increased. Protection of borrowed horse trailers has also been improved. In addition, damage caused by off-leash and mating dogs are also insured with Basler.

Efficiency of digital processes

After a first milestone was reached in autumn 2020, when car insurance was implemented in the new “Guidewire” contract management system, new liability insurance policies are now moving forward. The goal is to digitize the entire process, from rating to claims processing, the insurer said. In the coming years, Basler will migrate the entire composite portfolio with all divisions to the world’s leading technology management platform.

Independent brokers can transfer their new business to Basler online through numerous market-relevant comparators. The web service for private market products is constantly optimized based on the BiPRO 421 standard for Pricing, Offers and Applications (TAA).

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