R+V Seguros Ltda.
Flexible and self-determined with security and opportunity: The new R+V Safe+Smart company pension expands the range of company pension plans (bAV).
R+V Versicherung breaks new ground in company pension plans: R+V-FirmenRente Safe+Smart combines the advantages of a company pension with the return opportunities of the Safe+Smart product, which is already very popular in pensions deprived of old age It is available nationally through R+V sales channels from August 1.
Stock market profit
The R+V-FirmenRente Safe+Smart is a direct tax-deductible insurance based on a benefit commitment oriented to the contribution by the employer. The investment of saved capital works according to the proven Safe+Smart principle as in private provision for old age: there is safe capital and opportunity capital. The guaranteed capital is managed in the R+V collateral assets and has a fixed interest rate. With the opportunity capital and the excess of the safe capital, the client benefits from the performance in the stock market. This is based on the development of the DAX 30, EURO STOXX 50 and MSCI WORLD stock indices. Important: A guaranteed lifetime pension or capital payment is firmly agreed. The employer chooses his own level of guarantee. This means that at least 55 percent and a maximum of 90 percent of the contributions always flow into the safe capital.
Great market potential
“With R+V-FirmenRente Safe+Smart, we are transferring a successful and opportunity-oriented product from private provision for the elderly to bAV,” explains Claudia Andersch, CEO of R+V Lebensversicherung AG. And R+V Sales Director Jens Hasselbächer emphasizes: “Our company pension is the ideal offer for security- and opportunity-oriented customers, for all employees and for companies of all sizes. Here we have a great potential with corporate clients and their employees.”
With the R+V FirmenRente Safe+Smart, the employer or, in the event of assignment of the right to choose, any worker can freely change the allocation between safe capital and opportunity capital in accordance with the individual contract. All employees can also view the current status of their company’s pension plan online. Contract management is easy and convenient for the employer through the R+V company portal. To receive the R+V FirmenRente Safe+Smart, you only need to be connected to the independent framework agreement of the FirmenRentePlus sector. Upon request, the product can be supplemented with a contribution waiver in case of incapacity for work under attractive group conditions.
dr Karsten Eichner
Telephone: 0611 533-4490
Email: [email protected]
Original content from: R+V Versicherung AG, broadcast by news aktuell