- When there was an explosion: what a man still at the scene of the accident should do and what better than not.
- Should usually the police is coming And what applies to minor damage?
- Than you have to do it when inform the insurance company and what comes after that?
- Right to rental cars, car repairs, compensation for pain and suffering – these are your rights.
“Bodily harm, that’s expensive” it is said so well in the vernacular and in many cases that is also completely correct. so that yours Bank account not too tight there are a few things to keep in mind as a precautionary measure in case worst comes to worst. This does not only apply to that. Behavior at the scene of the accident.but also afterwards when it comes to the Car insurance and the auto repair shop. With a little skill, you can get away with it.
Correct behavior at the scene of the accident: you should definitely pay attention to this
One thing is clear: we are all human and Everybody makes mistakes. Of course, this also applies to road traffic, although this is the case here. To make a phone call or even typing on smartphone must be exempt once during the trip, because that is real for others irresponsible. But what if it happens: there has just been an explosion, hopefully just a fender slam – now what?
The ADAC has advice on this compiled:
- one. turn on the hazard lights.
- One Put on a safety vest.
- That Set up a warning triangle.
- In case of personal injury call 112 What provide first aid.
- Anyone who feels able to do so and has not suffered any damage should go to the scene of the accident. safe test and cautiously from different positions, taking into account the flow of traffic Taking pictures.
- Never leave the scene of the accident.as this would be hit and run and this is a punishable offence.
The next question might be whether one sensibly To call the police should or shouldn’t. When somebody hurt is or the opponent The driver just started it is, then definitely. Even if you with one Company or rental car If you are traveling, it is important to secure everything with a police report. For minor minor damage you should better refrain from it, especially since officials don’t usually come in such cases anyway. But maybe you only have one bad feeling about it and he would feel safer when the police arrived, then call 110. Or the other party involved in the accident is very uncooperative and immediately denies any fault. So it can be advantageous even in the case of minor damage if the The police documented everything.. Ideally you should have one. accident report then you must complete it together with the other road user or at least exchange your name, address and insurance details with him or her. If everything clears up, the accident site as soon as possible clear will be. Usually it is the job of you and the other party involved in the accident, with the utmost caution clear the road of car parts or broken glass. Only in very serious accidents or if you can no longer do so due to injury, the fire brigade or sometimes the police take over.
Rental cars, repairs, compensation for pain and suffering and what other rights you have
But what next? If you are wholly or partially at fault for the accident, you must as soon as possible yours Call auto liability insurance and report the damage. If the fault does not lie clearly and solely with the other party involved in the accident, then you may need to be partially or even fully responsible. your own repair costs goes up. However, if the other party is partially or fully responsible for the accident, it is advisable to contact your liability insurance company as soon as possible. Under no circumstance if you have any debt acknowledgments or by the insurance company for you sign incomprehensible forms. In case of doubt, you can contact the ADAC or other automobile club seek advice. However, if things get complicated, you may still need to hire an attorney.
May with your car drive at all? If not, you must towed will be. Insurance usually covers the costs, however only to the nearest workshop. With relatively low repair costs, ranging between 750 and 1,000 euros depending on the region, it is enough refund by the way about all the Estimated cost or the workshop invoice. Also, it makes sense motor vehicle experts turn on. However, you should definitely clear this up with the insurance company, which often works with certain experts.
the Refund calculation for repair is based on the cost rates of a specialized workshop. If you take your car to one of these, the full costs including VAT will be covered. It’s yours Car no older than three years and full service history, you will even get the maximum rates reimbursed, in all other cases only the favorable hourly rates. Is it just minor damage and you want in the repair maybe even dispenseinsurance will pay you the potential costs of the workshop less VAT. for the time of recovery of your vehicle or in one total loss until another car is purchased, you are responsible rental car for. However, this should not exceed the vehicle class of your car. So if you have one small car drive and you a luxury sports car rental can do it for you Be expensive. Alternatively, you can also pay the rental costs and then go by bike or by bus and train. In this case we speak of one Compensation for loss of use. You can also claim towing costs, a flat fee (normally up to €30) or costs for damage to personal belongings. Of course you are also responsible. personal injury compensation if you have suffered physical damage. That is why it is very important to avoid any injury. documented by a doctor to allow The amount usually depends on the so-called Compensation Tables and can hardly be determined in advance. The execution of such claims is without attorney hardly conceivable. It is important for you that you do not sign anything that is not clear to you or to the workshop no declaration of assignment sign. Then you can stay calm, at least in most cases.